Get a Personal Loan with WESLA

Flexible Fund’s for Life’s Big (or Small) Moments

Whether you're planning a home renovation, preparing for college expenses, or just need a little extra cash, a Personal Loan from WESLA Federal Credit Union can help turn your plans into reality.

Loan Features:

  • Rates as low as 10.75% APR*

  • Terms available up to 48 months

  • No collateral required

  • Simple application process

  • Fast local decision-making

Let us help you take the next step-whatever your goal may be.

Apply for a Personal Loan

*Some additional fees may be required or apply.
*Rates depend on credit. Some restrictions may apply.

Holiday Loan

Make This Holiday Season One to Remember

Planning a special holiday celebration? Dreaming of a trip to see loved ones? Let WESLA Federal Credit Union help you make it happen with our convenient Holiday Loan.

Loan Details:

  • Borrow up to $1,200

  • 12% APR*

  • 12-month repayment term

  • Perfect for gifts, travel, and holiday expenses

  • Quick and easy application process

Create joyful memories without the financial stress—your holiday starts with WESLA.

Apply for a Holiday Loan

*Rates depend on credit. Some restrictions may apply.

Share Secured Loan

Build Credit While Borrowing Against Your Own Savings

If you're looking to re-establish or strengthen your credit, a Share Secured Loan from WESLA Federal Credit Union is a smart, low-risk option.

How It Works:

With a Share Secured Loan, you borrow against the money you already have on deposit in your WESLA savings account. Your funds remain on hold as collateral and are gradually released as you repay the loan.

This type of loan is ideal for:

  • Improving your credit score

  • Establishing a positive payment history

  • Accessing funds without depleting your savings

You can also pay off the loan early at any time without penalty by paying the remaining principal and accrued interest.

Loan Terms:

  • Interest Rate: 2.50% APR* above the current dividend rate

  • Maximum Term: Up to 120 months

  • Minimum Monthly Payment: $50

  • Loan Amount: Must be equal to the amount pledged in savings

Start building your credit today with the money you already have.

Apply for a Share Secured Loan

*Some additional fees may be required or apply.
*Rates depend on credit. Some restrictions may apply.